Water got into my house in the storm. Do I have to tell buyers in NC?
Usually yes. NC’s disclosure form asks about storm water damage, flood claims and flood aid, and you answer from what you know.
Repairs & As-Is
Foreclosure
Is a deed in lieu of foreclosure better than letting the house go to auction?
A deed in lieu needs lender approval and a written release of the leftover debt. It avoids an auction, but you give up any equity in the house.
Landlords & Rentals
How much notice do I have to give a month-to-month tenant to leave in NC?
NC requires at least 7 days’ notice before the end of the monthly rental period (N.C.G.S. 42-14), unless your lease requires more.
Property Taxes
Do I qualify for the NC property tax break for seniors, and when do I apply?
Age 65+ or disabled with 2026 income up to $39,900? You may qualify. Apply to your county tax office by June 1, 2027.
Relocation & PCS
Does the SCRA stop a foreclosure while I’m on active duty?
It can, but only for a mortgage taken out before military service. Then a sale during service or within a year after needs a court order.
Foreclosure
Will I still owe the bank money after a foreclosure in North Carolina?
Sometimes. If a foreclosure sale brings less than you owe, the lender can sue for the gap unless an NC anti-deficiency law covers your loan.
Landlords & Rentals
Can I sell my rental house with a tenant still living in it in NC?
Yes. In NC a sale does not end a residential lease, so the buyer takes the house subject to it and the security deposit moves to the new owner.
Property Taxes
Can I sell my house if I’m behind on property taxes?
Usually, yes. Past-due NC property taxes are a lien that is normally paid out of the seller’s proceeds at closing, before the seller receives anything.
Relocation & PCS
I’m behind on my VA loan. What is the new VA partial claim?
VA can pay your missed VA loan payments and take a second lien you repay when you sell or pay off the loan, after a 3-month trial plan.
Foreclosure
Can I still sell my house after the foreclosure auction in NC?
Sometimes. The NC auction is not final until a 10-day upset bid period ends, and paying the debt and sale costs before then ends the foreclosure.