Can I appeal my property value in NC, and when is the deadline?
Yes. Ask for an informal review, then appeal to the county Board of Equalization and Review before it adjourns, usually in the spring.
Property Taxes
Foreclosure
My mortgage forbearance is ending. What happens to the payments I skipped?
Skipped forbearance payments are still owed. Your servicer may offer a repayment plan, a deferral or a modification instead of one lump sum.
Inherited & Probate
Can Medicaid take Mom’s house after she passes away in NC?
Medicaid can’t take the house, but NC Medicaid can file a claim against Mom’s estate after she dies, and the house often pays it. Exceptions apply.
Landlords & Rentals
Do I owe capital gains if I sell a rental I used to live in?
If you lived there 2 of the 5 years before the sale, the home sale exclusion can still apply. Depreciation from the rental years is generally taxed.
Property Taxes
My Pender County value more than doubled. Will my taxes double in 2027?
Not automatically. Your bill is value times rate, and Pender has not set the rate it will apply to the new values when they take effect July 1, 2027.
Landlords & Rentals
My rental’s insurance went up again October 1. Why, and what are my options?
NC dwelling policies for rentals rose an average 5% on Oct. 1, 2026, with 5% more set for Oct. 1, 2027. Your renewal can differ, so shop it and rerun the math.
Repairs & As-Is
My insurance company says it was flood damage, not wind. What can I do?
Ask for the reason in writing, document wind damage, then use appraisal, an NCDOI complaint or state disaster mediation if it is active.
Foreclosure
Is there any state help in NC if I’m behind on my mortgage?
Yes, but it is mostly free counseling, not money. NCHFA connects homeowners with HUD-approved counselors at no cost at 1-888-442-8188.
Landlords & Rentals
My tenant moved out but left all their stuff. What am I allowed to do with it?
After a writ is executed, NC landlords generally hold belongings 7 days (5 if under $500). Without a court case, options are narrow.
Property Taxes
What does the November property tax limit amendment mean for my tax bill?
The November 3, 2026 amendment does not change your current bill and sets no cap. It tells the legislature to pass a levy limit later.