Tidal Offers is the cash-buyer division of Tidal Realty Partners — a locally-owned, veteran-led brokerage. If the letters have started, the worst thing you can do is stop opening them. Tell us where you actually are and we will tell you your real options, including the ones that do not involve selling to us.
Licensed NC Broker · License #297432 USMC Veteran-Owned
60 seconds to submit. Written offer in 24 hours.
Matthew Kane · Founder, Tidal Realty Partners · Wilmington, NC
Matthew is a former United States Marine and a former firefighter — two careers built on doing the right thing under pressure, without an audience. He carried that same standard into real estate when he founded Tidal Realty Partners in 2017.
Over the last nine years, Matthew and the Tidal team have walked alongside 200+ Cape Fear families through some of the hardest chapters they’ve ever faced — inherited homes nobody planned for, divorces that needed a clean split, pre-foreclosure clocks running out, rentals that took more than they gave, relocations that couldn’t wait. Every situation gets the same answer: a straight read on the numbers, no pressure, and a path forward — even when that path leads somewhere other than a cash sale.
We built this process for homeowners who need to move quickly without losing thousands to commissions, repairs, or a deal that falls through at the closing table.
Address and phone — that’s it. Sixty seconds to start a conversation with a licensed local broker, not a call center.
We pull comps, review condition notes you share, and write a real number — not a “we’ll figure it out at the table” lowball.
10 days, 30 days, or after the kids finish the school year. You set the timeline. We bring the cash and handle the rest.
Every situation is different — but most fall into one of these categories. If yours is here, we’ve seen it before and helped someone through it.
Every situation has a name and a family behind it. Here are a few of the people we’ve helped move forward.
“Matthew sat with us at the kitchen table, talked us through every option — including ones that didn’t end with us selling to him. We trusted him because he didn’t act like a buyer. He acted like family.”
“After fifteen years of being a landlord, I just wanted out. Matthew gave me a number I trusted on day one and held it through close. No drama.”
“The roof, the foundation, the plumbing — nothing was right. Three other buyers had walked. Matthew walked through, made an offer, and closed. That was it.”
Most people we talk to think foreclosure is days away. Usually it is not. North Carolina has a defined process with real steps and real dates, and there is room in it — but the room shrinks every week you wait. Here is the shape of it in plain English.
North Carolina lenders generally have to send you a pre-foreclosure notice and wait 45 days before filing anything. That notice is not a foreclosure. It is a clock starting, and it is the cheapest time to act.
Most NC foreclosures run through a power-of-sale process that requires a hearing in front of the Clerk of Superior Court in your county. You are entitled to be there. Many people do not go, which is a mistake — showing up costs nothing.
North Carolina has an upset bid window after the sale — commonly 10 days — during which a higher bid can reset it. Foreclosure is a process with gaps in it, not a trapdoor.
A completed foreclosure follows your credit for years and can make renting your next place harder, not just buying one. Selling before the sale date ends the process on your terms and, if there is equity, puts what is left in your pocket instead of the lender’s.
If you owe more than the house is worth, that is a different conversation — one that may involve a short sale and your lender’s approval, and one where a cash offer is often not the answer. We will say so.
This is a plain-English summary, not legal advice, and the details of your loan and your county matter. A HUD-approved housing counselor is free and is genuinely worth a phone call before you talk to any investor, including us.
If you have equity and time, listing the house on the open market will usually net you more than our offer — and Tidal Realty Partners can list it with the same team. Our offer is worth taking when the clock is the problem, not the price. We would rather tell you that on the first call than take a deal you would regret.
Proof it can be done, even late: Casey’s sale — 7 days before the auction · Inherited a house that’s behind? Probate, step by step
We start with comparable recent sales in your immediate neighborhood — the same comps a traditional listing broker would use. Then we factor in condition, holding costs, and a margin that lets us close fast without financing contingencies. The result is a real number, not a teaser.
If we think a traditional listing would net you more money, we’ll tell you that — even when it costs us the deal.
Yes. Roof, foundation, mold, dated kitchen, tenants still in place, hoarder conditions — we’ve bought all of it. You don’t lift a finger, don’t clean, don’t paint, don’t repair.
Cash closings can happen in 10–14 days from the day we have a signed contract. If you need 30, 60, or 90 days because of moving logistics or a school year, that’s fine too — you set the timeline.
No commissions. No closing fees on our side. The number we offer is the number you walk away with, minus any payoff on the property (mortgage, liens, back taxes).
Then we’ll tell you. Tidal Realty Partners is a full-service brokerage — cash buying is just one division. If listing makes more sense for your situation, Matthew can walk you through that path with the same team. No upsell, no pressure, no awkward switch.
Wilmington, Wrightsville Beach, Carolina Beach, Kure Beach, Leland, Hampstead, Castle Hayne, Burgaw, and surrounding Cape Fear communities. If your home is within roughly 30 miles of downtown Wilmington, we likely cover it.
60-second form, 24-hour written offer, zero obligation. If a cash sale isn’t the right path, we’ll tell you that too.